Pix Automatico

New

Pix Automatico offers consumers an effortless and cost-effective way to manage recurring payments, by enabling seamless cross-regional recurring transactions.

Developed by the Central Bank of Brazil, allows consumers to authorise recurring payments such as subscriptions, utilities, and membership with a single upfront consent. This eliminates the need for manual approvals with each transaction, reducing friction and improving retention in the payment journey. 

Nowadays, 174 million people use Pix. From January 2024 to January 2025, Pix processed BRL 2.4 trillion — a 40% increase compared to the same period the previous year.

Pix Automatico
Type Bank transfer
Consumer countries
Currencies

Want to integrate Pix Automatico onto your platform?

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Pix

Pix is a Brazilian bank-transfer payment method, created in 2020 by the Central Bank of Brazil. Described as revolutionary, it enables any citizen with a deposit, savings, or prepaid payment account to make payments and transfers in a few seconds, at any time, 365 days a year. 750 institutions with over 500,000 active customer accounts – must participate. Within 15 months the Central Bank of Brazil reported that over 12.4 billion transactions had been carried out and 9.1 million companies had signed up. By April 2022 Pix accounted for 11.5% of all e-commerce payments in Brazil (Neotrust).

Pix
Type Bank transfer
Consumer countries
Currencies

Want to integrate Pix onto your platform?

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Why Pix Automatico

Massive adoption – Over 174 million Brazilians (out of 210 million) already use Pix, making it the most widely adopted payment method in the country.

Financial inclusion – Pix Automatico unlocks access for ~60 million Brazilians without credit cards, enabling them to pay for subscription services for the first time.

Frictionless experience – With instant confirmation and no need to re-authorize payments, Pix Automatico provides a seamless, secure, and efficient recurring payment experience — benefiting both consumers and businesses.

Specifications

Coverage

Consumer
Merchant

Currencies

Consumer BRL
Processing BRL
Settlement BRL

Features

Recurring payments
One-click payments
In-store/POS
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

Payment flow

Screen 1

The consumer selects Pix Automático in the checkout

Screen 2

The consumer accesses their Pix provider app and has the options to scan a QR Code or use Pix Copy & Paste.

Screen 3

Upon selecting the 'Scan QR Code' option, the consumer scans the QR code.

Screen 4

The details of the recurring payment are provided to the consumer for review.

Screen 5

The consumer confirms the recurring payment agreement.

Screen 6

A proof of Pix Automático authorization is displayed to the consumer.

Screen 1

The consumer selects Pix Automático in the checkout

Screen 2

The consumer accesses their Pix provider app and has the options to scan a QR Code or use Pix Copy & Paste.

Screen 3

Upon selecting the 'Scan QR Code' option, the consumer scans the QR code.

Screen 4

The details of the recurring payment, as well as the information about the immediate charge, are provided to the consumer for review

Screen 5

The consumer confirms the recurring payment agreement as well as the immediate charge.

Screen 6

A proof of Pix Automático authorization is displayed to the consumer.

Want to integrate Pix Automatico onto your platform?

Get in touch

Why Pix

More than 127 million Brazilians, and 10 million businesses, use the payments platform (Bloomberg).

By the end of 2022, Pix was processing almost three billion payments a month with e-commerce accounting for 22% of all transactions (Central Bank of Brazil).

Within 6 months of launch, 83% of Brazilians considered Pix to be better than DOC and TED (types of electronic transfer) and 67% want to use Pix for payments in retail (C6 Bank/Ipec).

Specifications

Coverage

Consumer
Merchant

Currencies

Consumer BRL
Processing BRL
Settlement BRL

Features

Recurring payments
One-click payments
In-store/POS
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

Payment flow

Screen 1

The consumer selects Pix in the checkout

Screen 2

The consumer accesses their Pix provider app and has the options to scan a QR Code or use Pix Copy & Paste.

Screen 3

Upon selecting the 'Scan QR Code' option, the consumer scans the QR code.

Screen 4

The consumer receives the transaction details and confirms the payment.

Screen 5

The transaction receipt is displayed to the consumer.

Want to integrate Pix onto your platform?

Get in touch